We’re featuring a series this month called “2019: A Look Ahead” and continue with a look at the real estate markets. Mortgage interest rates are easing after rates passed five percent in 2018 for the first time in eight years, making consumers uncertain about either buying a new home or refinancing an existing loan. But at the same time, changes in the tax law hit mortgage interest deductions, home equity loans, and property tax deductions with a new state and local tax limit of $10,000. To further examine these effects, host Dan Loney talks with Susan Wachter, Professor of Real Estate and Finance at The Wharton School and Co-Director of the Penn Institute for Urban Research, and Benjamin Keys, an Assistant Professor in Wharton’s Real Estate Department, as well as a Faculty Research Fellow at the National Bureau of Economic Research.