The Affordable Care Act — or Obamacare — is dramatically changing how small- and mid-sized businesses must handle health care benefits. What’s more, many rules governing employers’ duties in 2014 and 2015 have been changing, creating more complexity. To sort through the key issues, Knowledge at Wharton spoke with two experts for this podcast: Jeff Englander, a senior vice president and senior research analyst at GE Capital, and Lawrence Gelburd, a Wharton instructor.