David Zaring, Wharton professor of legal studies and business ethics, discusses the evolving regulatory landscape in the U.S. banking sector, highlighting key contrasts between Biden and Trump-era policies, the uncertain fate of Basel III implementation, and the role of agency discretion in shaping financial oversight.

Comments

New This Week

The Different Philosophies Driving AI Regulation Today

The Different Philosophies Driving AI Regulation Today

August 11, 20266 min read

Wharton’s Cornelia Walther explains how different countries are approaching AI regulation and what that means for business leaders.

How Trust Shapes Retirement Security

How Trust Shapes Retirement Security

August 11, 20268 min read

New Wharton research shows how people’s trust in financial institutions and government programs could boost or deplete their retirement nest eggs.

Will the Government Bail Out Your 401(k) in a Market Crash?
Podcast

Will the Government Bail Out Your 401(k) in a Market Crash?

August 7, 202618 min listen

Wharton finance professor Nikolai Roussanov explains how 401(k)s are exposed to market volatility, the likelihood of government intervention, and what investors should expect in a crisis.